Legal Disclaimer & Terms of Use | Rick Puglisi Real Estate Education


Legal

Legal Disclaimer &
Terms of Use

Real Estate Investment Educational Course  ·  Last Updated: January 1, 2026  ·  Governing Law: State of Florida

⚠ Please Read Carefully Before Accessing This Course
By accessing, purchasing, or using this real estate investment educational course, you acknowledge that you have read, understood, and agree to be bound by the following terms and conditions. If you do not agree with any part of this disclaimer, you should not access or use this Course.

Section 1

Educational Purposes Only

This Course is provided solely for educational and informational purposes. The content, materials, strategies, techniques, and information presented are intended to provide general knowledge about real estate investing concepts and are not intended to be, and should not be construed as, professional advice of any kind.

Section 2

Not Professional Advice

The information provided in this Course does NOT constitute:

  • Real estate advice
  • Legal advice
  • Financial advice
  • Investment advice
  • Tax advice
  • Accounting advice
  • Business consulting
  • Any other form of professional advisory services

You are strongly encouraged to seek independent professional advice from qualified, licensed professionals — including but not limited to real estate agents, attorneys, financial advisors, tax professionals, and accountants — before making any real estate investment decisions or taking any action based on information contained in this Course.

Section 3

No Professional Relationship

No attorney-client, financial advisor-client, real estate agent-client, accountant-client, or any other professional relationship is created by your use of this Course. The Course instructor is sharing educational content and personal experiences but is not acting in any professional advisory capacity.

Section 4

No Guarantees or Warranties of Results

Real estate investing involves substantial risk, including but not limited to the risk of financial loss. Past performance, whether of the Course instructor or any other individual mentioned in the Course materials, is not indicative of future results.

The Course makes NO GUARANTEES, REPRESENTATIONS, OR WARRANTIES of any kind regarding:

  • Financial returns or profits
  • Success in real estate investing
  • Achievement of any specific outcomes
  • Accuracy, completeness, or currency of information
  • Suitability of any strategy for your particular circumstances

Your results will vary based on numerous factors including but not limited to your financial situation, experience, market conditions, effort, risk tolerance, and countless other variables beyond anyone’s control.

Section 5

Individual Circumstances Vary

Every individual’s financial situation, goals, risk tolerance, experience level, credit standing, available capital, local market conditions, and legal circumstances are unique. Strategies or approaches discussed in this Course may not be suitable for your particular situation. What works in one market or for one individual may not work in another market or for another individual.

Section 6

Assumption of Risk

By participating in this Course, you acknowledge and accept that real estate investing carries inherent risks, including but not limited to:

  • Risk of financial loss (including total loss of invested capital)
  • Market fluctuations and economic downturns
  • Property damage or liability
  • Tenant issues and vacancies
  • Legal and regulatory compliance challenges
  • Financing and credit risks
  • Liquidity constraints
  • Environmental hazards
  • Title and ownership issues

You assume full responsibility for any and all risks associated with your real estate investment activities.

Section 7

Due Diligence Required

You are solely responsible for conducting your own thorough due diligence before making any real estate investment decision. This includes but is not limited to:

  • Property inspections and evaluations
  • Financial analysis and projections
  • Legal review of contracts and documents
  • Title searches and insurance
  • Environmental assessments
  • Zoning and permit verification
  • Market research and analysis
  • Verification of all information presented in this Course
Section 8

Laws and Regulations Vary

Real estate laws, regulations, tax codes, and best practices vary significantly by jurisdiction — country, state, county, and municipality. The information in this Course may not be applicable or legal in your specific location. You are responsible for understanding and complying with all applicable laws and regulations in your jurisdiction.

Section 9

Information Subject to Change

Real estate markets, laws, regulations, tax codes, financing options, and economic conditions change frequently. Information presented in this Course was accurate to the best of the instructor’s knowledge at the time of creation but may become outdated. The Course instructor is under no obligation to update Course materials to reflect current conditions.

Section 10

No Liability

To the fullest extent permitted by law, the Course instructor, Course creators, affiliates, partners, employees, and agents shall not be liable for any direct, indirect, incidental, consequential, special, punitive, or other damages arising from or related to:

  • Your use of or inability to use the Course materials
  • Any real estate investment decisions or actions you take
  • Financial losses or damages of any kind
  • Reliance on any information contained in the Course
  • Errors, omissions, or inaccuracies in Course content
  • Any other matter related to the Course

This limitation applies regardless of whether such liability arises from negligence, contract, tort, or any other legal theory, even if the Course instructor has been advised of the possibility of such damages.

Section 11

Third-Party Information

The Course may contain information, strategies, or examples involving third parties, including but not limited to real estate professionals, lenders, contractors, service providers, and other investors. The inclusion of any such information does not constitute an endorsement, recommendation, or guarantee. You are solely responsible for vetting and selecting any third parties you choose to work with.

Section 12

Testimonials and Case Studies

Any testimonials, case studies, examples, or success stories presented in the Course represent individual experiences and outcomes or are stated as examples for illustration purposes. These are not typical results and should not be considered as guarantees or promises of your results. Individual results will vary significantly based on numerous factors.

Section 13

Intellectual Property

All Course materials — including but not limited to text, videos, audio, graphics, templates, and other content — are protected by copyright and other intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to access and use the Course materials for your personal educational use only. You may not reproduce, distribute, modify, display, perform, or create derivative works from the Course materials without express written permission.

Section 14

Personal Responsibility

You acknowledge that you are solely responsible for your own decisions, actions, and results. You agree not to hold the Course instructor or any affiliated parties responsible for any decisions you make or actions you take based on information presented in this Course.

Section 15

Compliance With Laws

You agree to comply with all applicable federal, state, and local laws and regulations in connection with your real estate investing activities. This includes but is not limited to securities laws, consumer protection laws, fair housing laws, landlord-tenant laws, and tax regulations.

Section 16

No Securities Offered

This Course does not offer, sell, or promote any securities, investment contracts, or investment opportunities. The Course provides education only.

Section 17

Modifications to Disclaimer

The Course instructor reserves the right to modify this disclaimer at any time. Your continued use of the Course following any modifications constitutes your acceptance of the modified terms.

Section 18

Severability

If any provision of this disclaimer is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that the remainder of this disclaimer shall remain in full force and effect.

Section 19

Governing Law

This disclaimer shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions.

Section 20 — Acknowledgment of Understanding

By proceeding with this Course, you acknowledge that:

  • You have read and understood this entire disclaimer
  • You accept all terms and conditions stated herein
  • You will seek appropriate professional advice before making any investment decisions
  • You understand that real estate investing carries significant risks
  • You assume full responsibility for your decisions and actions
  • You will not hold the Course instructor liable for any losses or damages

If you do not agree with any part of this disclaimer, you should not access or use this Course.

FINAL WARNING: Real estate investing is not suitable for everyone and involves substantial risk of loss. Never invest money you cannot afford to lose. Always consult with qualified professionals before making any investment decisions.